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Goodbye red tape, and hello effortless payments.

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Takes 30 sec.

Experts in all Risk Levels

No Hidden Fees

Easy Integration With Existing Systems

Trusted By Thousands (0% Markup)

11K+

Merchants Helped

37+

Team Members

100+

Verticals Supported

1.8b

Annual Volume

Please enter valid values and ensure sales are greater than zero.

Effective Rate:

0%
0%
0% 1.5% 3% 4.5% 6% 7.5% 9% 10.5%
What is the Effective Rate?

The effective rate is the actual percentage you pay in credit card fees on your total sales. It's calculated as:

Effective Rate = (Credit Card Fees / Total Sales) × 100

Ideal effective rates in the industry:

  • Excellent: Less than 1.5%
  • Needs improvement: More than 1.6%

This calculator helps you determine your current effective rate and provides recommendations based on industry benchmarks.

Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

How DigiPayTec Helps You Navigate the Approval Process

01. Apply Online
Fill out our quick and simple online application to get started in just minutes.
02. Instant Approval
Receive immediate approval so you can focus on running your business without delays.
03. Start Processing in Under 24 Hours
Begin accepting payments fast with our seamless setup process, getting you up and running in less than a day.
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All our Products

Go

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Compact

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Flex

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Flex Pocket

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Mini

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Station Solo

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Station Duo

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Kiosk

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Kitchen Display System

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Digi Paytec Works Perfectly...

Small business payment processing growth.

By Phase

Simplify every stage of your payment process, from setup to settlement, with solutions tailored to fit your business needs.

  • Streamlined onboarding process
  • Efficient transaction tracking
  • Seamless payment settlement
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By Hardware

Empower your business with the latest hardware designed to ensure secure and hassle-free transactions for every customer.

  • Modern payment terminals
  • Contactless payment options
  • Reliable, user-friendly devices
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By Environment

Adapt to any business environment with flexible solutions that support in-store, online, and mobile transactions.

  • Scalable payment systems
  • Omni-channel compatibility
  • Secure mobile processing
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By Payment Gateways

Integrate powerful payment gateways to optimize transaction speed and security while enhancing customer experiences.

  • Robust fraud protection
  • Multi-currency acceptance
  • API-ready integrations
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Low Risk

For businesses with steady revenue and minimal chargeback risks, Payment Nerds provides reliable, secure, and cost-effective payment solutions. Benefit from competitive rates, quick approvals, and hassle-free integration to keep your operations running smoothly.

  • Competitive transaction rates
  • Fast account approvals
  • Seamless platform integration
  • Enhanced payment security
  • Streamlined onboarding process
  • Robust reporting tools
  • 24/7 support availability
  • Scalable for future growte

Low Risk

Medium Risk

For businesses in industries with moderate chargeback rates or regulatory requirements, Payment Nerds offers tailored solutions that balance security with flexibility. Get the tools and support you need to manage transactions efficiently while minimizing risks.

  • Customizable fraud protection
  • Flexible processing options
  • Scalable payment platforms
  • Detailed chargeback management
  • Competitive processing rates
  • Multi-channel transaction support
  • Expert consultation services

Medium Risk

High Risk

For industries facing elevated chargeback rates or regulatory hurdles, Payment Nerds specializes in high-risk payment processing with advanced security measures and robust support. Keep your business thriving with secure and reliable solutions.

  • Advanced fraud detection tools
  • Chargeback reduction strategies
  • High approval rates
  • Specialized risk management support
  • Regulatory compliance guidance
  • Flexible integration options
  • Dedicated account managers
  • Support for global transactions

High Risk

Mobile Payments Made Easy

Tap, Swipe, Pay
Accept payments effortlessly with mobile solutions that work for every business. Enhance your customer experience with seamless transactions at their fingertips.
Anytime, Anywhere Convenience

Process payments on the go with portable devices, giving you flexibility and accessibility no matter where business takes you.

Secure and Reliable
Enjoy peace of mind with secure, encrypted mobile payment technology designed to protect your business and your customers.
User-Friendly Interface
Navigate with ease using our intuitive dashboard, designed for seamless payment management. Handle sales, refunds, and more—all in just a few clicks.
Customizable Reports

Create tailored reports to uncover key business insights. Analyze daily sales, payment methods, or customer trends effortlessly to make data-driven decisions.

Real-Time Transaction Monitoring
Track your sales as they happen with our real-time dashboard. Easily monitor transactions, view detailed reports, and track revenue from any device for instant insights.
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Treasury Solutions to Optimize Your Business Finances

Business Checking
We offer a wide range of checking solutions designed to fit your business needs. Consult with us to find the account that delivers the features most important to you.
Business Savings
Process payments on the go with portable devices, giving you flexibility and accessibility no matter where business takes you.
Treasury Management
Take full control of your business finances with comprehensive treasury management solutions. From automated payments to real-time reporting, we help businesses streamline operations, enhance cash flow, and manage liquidity efficiently.
Lending Solutions
Fuel business expansion with customized lending solutions that provide access to working capital when you need it most. Whether it’s equipment financing, business lines of credit, or merchant cash advances, we help you secure funding to scale with confidence.
Business Online & Mobile Banking

Manage payments, track transactions, and access financial insights anytime, anywhere with our secure online and mobile banking solutions. Stay in control of your business finances with user-friendly tools designed for modern commerce.

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Powerful APIs for Seamless Payment Integration

Powerful APIs for Seamless Payment Integration

Comprehensive Documentation

  • Meticulously crafted to provide clear guidance for developers from setup to advanced configurations
  • Includes code samples, troubleshooting tips, and best practices
  • Facilitates smooth and efficient integration with minimal friction
  • Helps businesses go live faster

Real-Time Payment Processing

  • Instant transactions to enhance customer satisfaction
  • Immediate payment verification for optimized cash flow
  • Reduces the risk of failed transactions and delays

Customizable Solutions

  • Flexible APIs tailored to your business needs
  • Create custom workflows and branding options
  • Seamless and personalized customer experiences

Articles & Resources

Showcasing Our Global Expertise

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    Tailored Solutions
    Reasons why pick Digipaytec

    Legal Industry Compliance

    DigiPayTec supports IOLTA / trust account compliance, PCI DSS, and data privacy regulations.
    Integrations with legal billing software (e.g., Clio, MyCase, PracticePanther)

    Faster Payments, Better Cash Flow

    Accept payments via credit card, ACH, and eCheck to speed up receivables.

    Next-day funding or fast payout features.
    Reduce accounts receivable backlog.

    Client Convenience

    “Make It Easy for Clients to Pay — From Anywhere” Offer secure payment links, client portals, mobile payments, or QR code billing. Enables retainer deposits and recurring billing for ongoing services.

    Professional Branding + Custom Invoicing

    Branded checkout experience reinforces your firm's professionalism. Customizable invoices that reflect your services (e.g., hourly billing, flat fees).

    Security and Trust

    Bank-grade encryption and fraud protection tools. Highlight that payment processes are safe for both the company and its clients.

    Detailed Reporting and Reconciliation

    Easy integration with accounting software (e.g., QuickBooks). Transparent fee structures and real-time dashboards.

    Seamless Integration with Software

    Plug-and-play setup with leading legal CRMs or case management systems.

    Customer Satisfaction Guarantee

    We’re committed to helping your business succeed. If you're not completely satisfied, we’ll work with you to make it right! Your satisfaction is our top priority.

    White-Glove Setup & Support

    Dedicated onboarding for legal practices. Live support for payment disputes, chargebacks, or setup.

    GET STARTED

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    Does your business currently accept card payments?

    YES

    NO

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    How do you want to accept card payments?

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    In-person

    Online

    On phone

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    What is your monthly processing volume?

    Startup
    $25k - $50k
    $51k - $100k
    $101k - $500k
    $500k - $1Mil
    $1Mil+
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    Please write your business name

    Upload latest merchant statement for faster approval (optional)

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    The final estimated price is :

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    FAQ's

    What types of businesses does Payment Nerds serve?

    We work with a variety of businesses across industries, including retail, e-commerce, hospitality, and more. Whether you’re a low-risk, medium-risk, or high-risk business, we have tailored solutions to meet your payment processing needs.

    How quickly can I start processing payments?
    Our streamlined onboarding process ensures you can start processing payments in under 24 hours, with instant approval for most applications.
    Are Digipaytec secure?

    Yes, our solutions are built with advanced security features like tokenization, encryption, and PCI DSS compliance to protect sensitive data and safeguard your transactions.

    Can Digipaytec integrate with my existing systems?

    Absolutely! Our APIs and payment gateways are designed to integrate seamlessly with your current systems, ensuring a smooth transition without disrupting your operations.

    What support does Digipaytec offer to businesses?
    We provide comprehensive support, including real-time transaction monitoring, developer assistance, and a dedicated customer success team to help with setup, troubleshooting, and optimizing your payment processes.

    Still have a question?

    Contact us today for personalized assistance—our team is here to help with anything you need!

    Contact us

    Get in Touch

    Get merchant services and start processing payments instantly. We can design a custom package for your business and integrate with your existing website.
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